To Our Clients, Shareholders, and Communities,
At Summit Bank, being an independent community business bank is a responsibility we take seriously. We strive daily to earn the trust and confidence of our clients and communities.
Founded in Oregon over twenty years ago, Summit Bank remains committed to serving Oregon businesses, professional firms, and nonprofits.
Over the past two years, acquisition agreements involving five Oregon-headquartered banks have been announced. Two of those transactions have closed, and three remain pending. Today, only 12 independent community banks remain headquartered in Oregon. If the pending transactions are completed, that number will fall to nine. This ongoing consolidation underscores the importance of local banks like Summit Bank, where decisions remain rooted in the communities we serve. This purpose continues to guide our growth and investments.
For our clients, independence means local decision-making by professionals who understand Oregon’s business environment. It also means direct access to experienced bankers, tailored financial solutions, and relationships that extend beyond individual transactions.
All funds deposited by our clients at Summit Bank help fund loans for other Oregon-based businesses and nonprofits. These loans turn plans into progress by making it possible to purchase equipment, build facilities, create jobs, and expand services. When local deposits are deployed locally, the impact reaches far beyond the bank.
Sustaining our independence requires delivering results. We achieve this by serving clients effectively, managing the bank responsibly, and building lasting financial strength. We invest in our people, technology, and communities to ensure Summit Bank grows alongside those we serve.
As the banking landscape evolves, our purpose remains clear: to build relationships, create opportunities, and support those shaping Oregon’s future.
We are proud of Summit Bank’s legacy and remain focused on the future. Each day is an opportunity to earn our position as Oregon’s Business Bank.

Craig Wanichek
President & Chief Executive Officer
Summit Bank
View Summit Bank’s latest financial results.
Learn More About Summit Bank:
Who We Serve
Explore the industries, businesses and organizations our teams understand and serve.
Why Bank Local?
Learn how local decisions, local relationships, and local investment can make a difference.
Our Community Impact
See how Summit Bank and our colleagues support nonprofits and communities throughout Oregon.
OREGON’S BUSINESS BANK TM
www.sbko.bank | 541-684-7500
Eugene/Springfield • Central Oregon • Portland Metro
Member FDIC | Equal Housing Lender
